How To Stop Identity Theft
How To Stop Identity Theft
How To Stop Identity Theft
How To Stop Identity Theft

What Is Identity Theft?

According to the FTC it is:
When someone uses your personally identifying information, like you name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.

The FTC estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft. The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didn?t make or until you?re contacted by a debt collector. Identity theft is serious. While some identity theft victims can resolve their problems quickly, others spend hundreds of dollars and many days repairing damage to their good name and credit record. Some consumers victimized by identity theft may lose out on job opportunities, or be denied loans for education, housing or cars because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.

How To Stop Identity Theft

How to stop identity theft Have you ever opened your mailbox and found it bulging with prescreened offers of credit? These unsolicited mailings take up a lot of room and can be quite irritating. But did you know that they are also a common source of identity theft? It's true. Identity thieves are watching, and they can exploit your credit offers for their own personal gain. how to stop identity theft Identity theft is a real and growing threat, but most people are unaware that over half of identity thefts occur in the workplace. New laws and court cases in 2005 have established a clear responsibility for employers to provide adequate safeguards over workers' identity data, or face stiff fines and civil damages. Recent estimates show that employers can expect costs over $1000 per employee per year unless they provide effective identity theft protection.

how to stop identity theft

How to stop identity theft There is certainly a need that one keeps his or her confidential information as safe as possible. This is mainly to avoid the incidences of identity theft. The place that this problem commonly occurs is over the internet. Most people have lost their confidential information on the internet leading to them being robbed of their hard earned income. how to stop identity theft Identity theft is the fastest growing crime in America. It has become an epidemic, leaving everyone at risk, including children, adults, the elderly, those with good credit, bad credit, or no credit. And, to make matters worse, most people do not know if their identity has been stolen. The biggest misconception is that identity theft only affects or involves your credit. There are at least four other categories of identity theft that will not necessarily affect your credit, but can ruin your life.

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how to stop identity theft

How to stop identity theft Probably the most common identity theft problem has been when a credit card company sends out a pre-approved credit card application to a person's address and that person no longer lives at that address. They have moved but neglected to notify the post office. If the addressee has not bothered to immediately fill out a change-of-address form and file it with the post office, these pre-approved credit card applications will continue to be delivered and just sit in the mailbox. how to stop identity theft Who are identity thieves and how do they steal your identity? Your identity is more likely to be stolen by a friend than by a stranger. Learn best practices and tips to prevent identity theft.